- Innovative ideas<\/li>
- Innovative route to market<\/li>
- Innovative product<\/li><\/ul><\/li>
- Growth
- Exceptional growth<\/li>
- Exceptional growth strategy<\/li><\/ul><\/li>
- Management<\/li>
- Societal impact<\/li><\/ul>\n\n\n
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Top London Financial Services Companies<\/h2>\n\n\n\n
Data sourced from Crunchbase<\/a> and SemRush<\/a>. <\/em><\/p>\n\n\n\n
\n<\/div>\n\n\n\n<\/figure><\/div>\n\n\n\n
Seedrs<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Seedrs is the leading online platform for investing in the equity of startups and other growth companies in Europe and has been named the most active investor in private companies in the UK. Seedr allows all types of investors invest in businesses they believe in and share in their success and allow all types of growth-focused businesses raise capital and business community in the process. <\/p>\n\n\n\n
The company do all of this through a simple, highly professional, online process that protects and empowers investors while helping businesses grow and generate returns. . <\/p>\n<\/div><\/div>\n\n
\n<\/div>\n\n\n\nSumUp<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
SumUp is a financial technology company that enables businesses to accept card payments at the Point-of-Sale or on the go in a simple, secure, and cost-effective way. It offers an end-to-end EMV card acceptance solution built on proprietary hardware and mobile apps. <\/p>\n\n\n\n
This unique offering enabled SumUp to rapidly expand into 16 markets, including the U.S., Brazil, and Germany, making it the mPOS company with the largest global footprint. The company has gone on to develop a full suite of SDKs and APIs for third parties to integrate card payments into their mobile apps. <\/p>\n\n\n\n
SumUp has been backed by renowned investors, including Groupon, BBVA Ventures, Holtzbrinck Ventures, and American Express. In April 2016 SumUp has merged with the mPOS company payleven to create the global leader in mobile payment. <\/p>\n\n\n\n
The London, England-based fintech company was established by Stefan Jeschonnek, Marc-Alexander Christ, Daniel Klein, Petter Made, and Jan Deepen in 2011.. . <\/p>\n<\/div><\/div>\n\n
\n<\/div>\n\n\n\nDraper Esprit<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Draper Esprit is a venture capital firms in Europe, developing and investing in disruptive, high-growth technology companies. They believe the best entrepreneurs in Europe are capable of building the global businesses of the future. <\/p>\n\n\n\n
The company fuels its growth with long-term capital, access to international networks, and decades of experience building businesses. They back ambitious teams including Revolut, Trustpilot, Graze, Ledger, Transferwise, and Graphcore. <\/p>\n\n\n\n
In order to provide entrepreneurs with a more flexible approach to funding and to back them for longer, they re-invented the traditional venture capital by ourselves going public in 2016.. . <\/p>\n<\/div><\/div>\n\n\n
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\n<\/div>\n\n\n\nStarling Bank<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Starling Bank is an award-winning and fully-licensed bank built to give people a fairer, smarter, and more human alternative to the banks of the past. Starling Bank offers four different account types \u2013 personal, business, joint and euro, plus a child card. <\/p>\n\n\n\n
Pairing this with a pioneering payment services proposition for businesses, Starling\u2019s world-class tech reimagines banking for life today, putting the tools people need to feel good about money in the palm of their hand. All of Starling\u2019s accounts are protected up to \u00a385,000 by the Financial Services Compensation Scheme.. <\/p>\n<\/div><\/div>\n\n
\n<\/div>\n\n\n\nGreensill Capital<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Reformers at heart, Greensill challenges the status quo by working to make global finance fairer and levelling the playing field for all businesses and people alike. The company unlocks capital so the world can put it to work. <\/p>\n\n\n\n
Founded in 2011, Greensill is headquartered in London with offices in New York, Frankfurt, Chicago, Miami, Singapore, Sao Paulo, Mexico City, Johannesburg, Sydney, Warrington and Bundaberg. Greensill provides innovative financing solutions to customers across Europe, North America, Latin America, Middle East, Africa, and Asia \u2013 injecting more than $150 billion of financing in 2019 to more than 8 million customers and suppliers across more than 175 countries.. <\/p>\n<\/div><\/div>\n\n
\n<\/div>\n\n\n\nMonzo<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Monzo is a digital-only bank platform and marketplace that allows customers to access a range of products and services.<\/p>\n<\/div><\/div>\n\n
\n<\/div>\n\n\n\nWise<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Wise provides a core money transfer product, along with a borderless account for its audience of ex-pats, freelancers, and travelers, which holds over \u00a32 billion in current deposits. The company was launched in 2011 with the vision of making international money transfers cheap, fair, and simple. <\/p>\n\n\n\n
Its multi-currency account helps over 10 million people and businesses manage their money across the world.. . <\/p>\n<\/div><\/div>\n\n\n
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\n<\/div>\n\n\n\nPPRO<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
PPRO provides local payment infrastructure for online commerce. It also provides access, processing, and collection services for alternative payment methods and value-added services. <\/p>\n\n\n\n
Founded in 2006, their vision from the start has been to simplify access to the many different payment methods required by consumers and businesses across the world. Today they offer a full range of flexible services for payment industry leaders as well as e-money issuing programs for consumers and corporate. <\/p>\n\n\n\n
Headquartered in the UK, they are FCA licensed to issue e-money, are principal members of Mastercard and VISA, and continue to strengthen their links with alternative payment method schemes and banks around the world.. . <\/p>\n<\/div><\/div>\n\n
\n<\/div>\n\n\n\nAssiya Capital Partners<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Assiya Capital Partners is a London-based private equity firm focused on growing companies. Our mission is to provide our investors with the highest quality returns from the alternative investment industry and to maintain a commitment to our principles of integrity, discipline, and excellence. <\/p>\n\n\n\n
We allow our trading teams to independently focus on the specific opportunities and strategies in which they specialize, subject to our overall risk management, compliance, operational controls, and global exposure hedging, optionally. We prefer trading teams that produce small gains on winning days and small losses on losing days. <\/p>\n\n\n\n
Our goal is to have more winning days than losers. We encourage our trading teams to pass on opportunities for non-standard gains if they come with the risk of significant losses. <\/p>\n\n\n\n
Our approach to selecting and monitoring trading teams is based on a philosophy of constantly seeking to generate positive incremental returns against limited risk exposure (i.e. a high Sharpe ratio), rather than oversized but more volatile absolute returns. <\/p>\n\n\n\n
In order to ensure that this philosophy is implemented in a consistent and disciplined manner, we calculate and set investment guidelines with the trading team.. . <\/p>\n<\/div><\/div>\n\n
\n<\/div>\n\n\n\nRailsbank<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Railsbank is an open banking API and a banking-as-a-service platform that gives regulated and un-regulated companies access to global banking. The platform provides fintech companies with a range of wholesale banking services, including IBANs, receiving money, sending money, converting money, direct debit, issuing cards, and managing credit through APIs. <\/p>\n\n\n\n
It also enables marketers, product managers, and developers to take their financial product prototype, launch, and scale their vision using its open finance platform, financial operations, regulatory licensing, and rich set of APIs. Railsbank was founded in 2015 by Nigel Verdon and Clive Mitchell and is based in London, England.. <\/p>\n<\/div><\/div>\n\n
\n<\/div>\n\n\n\nZopa<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Zopa is a P2P money lending service that allows lenders and borrowers to deal directly with one another, cutting out the banks who act as middlemen. Zopa works in the following way: the company first categorizes borrower credit grades with an A*, A, B, C or Y rating; then lenders make offers that vary by money amount and time period for persons with a certain credit grade, and borrowers can then agree the aggregate offered rate. <\/p>\n\n\n\n
Zopa takes on such responsibilities as distributing money between parties, completing the legal paperwork, performing borrower identity\/credit checks, and employing a collections agency that chases missed payments for the lender. Zopa also mitigates risk for lenders by enforcing monthly direct debit repayment, making borrowers sign a legal contract, and allowing lenders to lend small chunks of money to individual borrowers (i.e. <\/p>\n\n\n\n
someone lending \u00c2\u00a31000 would have their money spread across say, 100 borrowers). The company itself makes money by charging a fixed fee for borrowers and a 1% annual fee for lenders. <\/p>\n\n\n\n
Zopa has received public acclaim as well, having been awarded CNET Technology Awards’ 2006 Internet Innovation of the Year, the 2007 Webby Award for Best Banking\/Bill-Paying Website, the 2008 Webby Award for Financial Services, the Banker 2007 Award for Best Internet Project and Moneywise 2009 Awards for Best Customer Service and Best Personal Loan. One of the three initial members of the UK’s Peer-to-Peer Finance Association, together with FundingCircle and RateSetter. <\/p>\n\n\n\n
Other P2P lending services include [Lending Club](http:\/\/www.crunchbase.com\/organization\/LendingClub), [Prosper](http:\/\/www.crunchbase.com\/organization\/Prosper), and [Kiva](http:\/\/www.crunchbase.com\/organization\/Kiva).. . <\/p>\n<\/div><\/div>\n\n\n
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\n<\/div>\n\n\n\nAave<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Aave (from the Finnish word for “ghost”) is an open source non-custodial protocol on Ethereum for decentralized lending and borrowing. For lenders, the protocol mints ERC20-compliant aTokens at a 1:1 ratio to supplied assets. <\/p>\n\n\n\n
Interest immediately starts compounding continuously, represented by a steady increase in the amount of aTokens held by the lender. This interest stream may be redirected to any address, separate from the aTokens that represent the underlying principal. <\/p>\n\n\n\n
Aave offers flash loans: trustless, uncollateralized loans where borrowing and repayment must occur in the same transaction. Aimed at developers, this feature could lead to innovative uses of DeFi.. <\/p>\n<\/div><\/div>\n\n
\n<\/div>\n\n\n\nCelsius Network<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Celsius is a Blockchain-based marketplace platform where membership provides access to curated financial services that are not available through traditional financial institutions. Celsius specializes in the fields of consumer lending, fintech, and financial services. <\/p>\n\n\n\n
It was founded in 2017 and headquartered in London, England.. . <\/p>\n<\/div><\/div>\n\n
\n<\/div>\n\n\n\nMeniga<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Meniga is a digital banking platform that helps banks, businesses, and individuals manage their financial data. Its product offering includes data aggregation, personal and business finance management, cashback rewards, and transaction-based carbon insights. <\/p>\n\n\n\n
They are a team of coders, designers, salespeople, and data scientists who get excited about shaping the future of financial technology. They work with complicated solutions that operate across channels, are modular, and customizable for every client. <\/p>\n\n\n\n
If you love big data, predictive models, analytics, operational benchmarking, and getting the job done they\u2019d like to hear from you.. . <\/p>\n<\/div><\/div>\n\n
\n<\/div>\n\n\n\nIP Group Plc<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
IP Group’s core business is the creation of value for its shareholders and partners through the commercialisation of intellectual property originating from research intensive institutions. Their strength lies in managing this process from finding suitable intellectual property to commercialise to either helping develop businesses and create value out of them, or identifying and establishing appropriate commercial partnerships to do so. <\/p>\n\n\n\n
IP Group’s extensive expertise in this area combined with its inside knowledge of both industry and finance have enabled the group to create a formidable track record of consistently delivering excellent results for their companies, for their partners and for their shareholders.. . <\/p>\n<\/div><\/div>\n\n\n
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\n<\/div>\n\n\n\nGoCardless<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
GoCardless is the global leader in recurring payments. GoCardless’ global payments network and technology platform take the pain out of getting paid for businesses with recurring revenue. <\/p>\n\n\n\n
More than 40,000 businesses worldwide, from multinational corporations to SMBs, transact through GoCardless each month, and the business processes $10bn of payments each year. GoCardless now has four offices in the UK, France, Australia, and Germany.. <\/p>\n<\/div><\/div>\n\n\n
\n<\/div>\n\n\n\nFunding Circle<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
When Funding Circle was founded, they could see that businesses weren\u2019t being given the finance to grow, while investors were making poor returns. They had a simple idea \u2014 let them support each other. <\/p>\n\n\n\n
By lending directly to businesses through Funding Circle, investors can now earn attractive returns to better provide for their future. Businesses get fast, easy access to funding to grow, create jobs, support local communities and drive the economy forward. <\/p>\n\n\n\n
They believe it\u2019s better for everyone.. . <\/p>\n<\/div><\/div>\n\n
\n<\/div>\n\n\n\nWagestream<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Wagestream is a financial services firm that allows employees to stream their earned wages into their accounts through an instant app. The app allows them to have complete control over when they get paid. <\/p>\n\n\n\n
It also effectively ends the need for employee advances, loans, and employee stress suffered from short term, unplanned financial obligations. The company aims to play a key role in reducing the poverty premium and prevent employees from entering cycles of debt caused by overdraft fees, high-interest credit, or payday loans. <\/p>\n\n\n\n
Peter Briffett and Portman Wills was founded in 2018 and is based in London, England. It is backed by QED, Fair by Design, London Co-Investment Fund, and Village Global.. <\/p>\n<\/div><\/div>\n\n
\n<\/div>\n\n\n\nNexo<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Over the past 10 years, we have been providing instant loans to millions of people across Europe. We believe that the expanding digital world helps improve our lives. <\/p>\n\n\n\n
We would like to contribute by providing The World\u2019s First Instant Crypto-backed Loans.. . <\/p>\n<\/div><\/div>\n\n\n
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\n<\/div>\n\n\n\nHSBC<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
HSBC is one of the banking and financial services organisations in the world. HSBC’s international network comprises around 8,000 offices in 87 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa. <\/p>\n\n\n\n
With listings on the London, Hong Kong, New York, Paris and Bermuda stock exchanges, shares in HSBC Holdings plc are held by around 220,000 shareholders in 119 countries and territories. The shares are traded on the New York Stock Exchange in the form of American Depositary Receipts. <\/p>\n\n\n\n
Through an international network linked by advanced technology, including a rapidly growing e-commerce capability, HSBC provides a comprehensive range of financial services: personal financial services; commercial banking; corporate, investment banking and markets; private banking; and other activities.. . <\/p>\n<\/div><\/div>\n\n
\n<\/div>\n\n\n\nCapdesk<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Capdesk is an equity management platform helping companies manage cap tables, shareholder registers, and employee shares. It accelerates its customer’s company growth by eliminating admin time to focus on core business tasks. <\/p>\n\n\n\n
Capdesk streamlines the equity management by automatically updating cap tables, statutory registers, and various modelings. Digital, end-to-end share issuance transfers, splits, consolidations, and cancellations can be performed seamlessly on the platform. <\/p>\n\n\n\n
With the equity information stored on the platform, clients can align stakeholders by giving them easy access to ownership information, share certificates, option vesting schedules, investment amounts, and latest values. The London, England-headquartered company was established in 2015.. <\/p>\n<\/div><\/div>\n\n
\n<\/div>\n\n\n\nReef Finance<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Reef Finance is a DeFi platform that enables trading with access to liquidity from both CEXes and DEXes while offering smart lending, borrowing, staking, mining through an AI-driven personalized Reef Yield Engine. Reef Finance is the first Polkadot project ever launched on Binance Launchpool. <\/p>\n\n\n\n
Reef Finance was established in 2019 by CEO and founder Denko Mancheski.. . <\/p>\n<\/div><\/div>\n\n
\n<\/div>\n\n\n\nBarclays<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Barclays PLC is a global financial services company that provides various financial products and services worldwide. It is engaged in retail banking, credit cards, corporate and investment banking, and wealth management with an extensive international presence in Europe, the Americas, Africa, and Asia. <\/p>\n\n\n\n
The company offers current accounts, savings products, Woolwich-branded mortgages, unsecured loans, general insurance, and banking and money transmission services to small- and medium-sized businesses; investment and insurance products; business lending services; bank assurance solutions; and retail, credit and debit card, and corporate services. It also offers international payments services for consumer and business customers, including credit cards and consumer lending services; investment banking services comprising strategic advisory, financing, and risk management services to large corporate, government, and institutional clients; integrated corporate banking solutions, including cash management, lending, and trade financing services to corporate and financial institutions as well as multinationals; and a range of wealth and investment management services such as international and private banking, investment management, fiduciary, and brokerage services. <\/p>\n\n\n\n
With over 300 years of history and expertise in banking, Barclays operates in over 50 countries and employs more than 147,500 people. Barclays moves, lends, invests, and protects money of more than 48 million customers and clients worldwide. <\/p>\n\n\n\n
The company was formerly known as Barclays Bank Limited and changed its name to Barclays PLC in January 1985. It was founded in 1896 and is headquartered in London, United Kingdom.. <\/p>\n<\/div><\/div>\n\n\n
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\n<\/div>\n\n\n\nCodat<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Codat is an API platform that provides real-time connectivity to the financial software used by small businesses.<\/p>\n<\/div><\/div>\n\n\n
\n<\/div>\n\n\n\niwoca<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Iwoca provides small business credit finance services in the United Kingdom. It offers finance for businesses for various purposes ranging from bridging short-term cashflow gaps to investing in stock opportunities. <\/p>\n\n\n\n
It serves retailers, restaurants, hotels, service providers, and more. Christoph Rieche and James Dear founded iwoca on October 1, 2011. <\/p>\n\n\n\n
iwoca’s headquarters is located in London in the United Kingdom.. . <\/p>\n<\/div><\/div>\n\n
\n<\/div>\n\n\n\nPollinate Networks<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Pollinate is a software business, focused on reinventing merchant acquiring for banks around the world. The business is based in London, UK, and formed of experts and global industry leaders from the financial services, merchant acquiring, loyalty, and technology sectors. <\/p>\n\n\n\n
Over the past decade, the acquiring industry has grown from strength to strength, due to huge advances in technology, changes to regulation, customer demand, and an increase in disruptive payment companies, challenging retail banks for ownership of their merchant relationships. Pollinate is working with banks and enabling them to compete with these disruptors. <\/p>\n\n\n\n
Pollinate technology is an innovative cloud-based platform that wraps around a bank\u2019s legacy payment systems. The platform powers merchant and consumer digital experiences including onboarding, portals, and loyalty programs, without costly and distracting platform migrations. <\/p>\n\n\n\n
This allows merchants to more effectively manage their businesses with digital tools and data integrations, grow their businesses by connecting with their consumers, and give back to their local communities. For banks, the Pollinate platform helps them to understand and engage with their customers better and build stronger relationships with their merchants and consumers alike. <\/p>\n\n\n\n
In 2019, Pollinate successfully enabled the Royal Bank of Scotland Group to re-enter merchant acquiring with NatWest Tyl, providing their business customers with a proposition developed with them at the heart.. . <\/p>\n<\/div><\/div>\n\n
\n<\/div>\n\n\n\nAugmentum Fintech<\/strong><\/h3>\n\n\n\n
Crunchbase<\/a> Website<\/a> Twitter<\/a> Facebook<\/a> Linkedin<\/a><\/p>\n\n\n\n
Augmentum Fintech is one of the leading venture investment firms focusing exclusively on the FinTech sector. They invest in early (but not seed) or later stage investments in unquoted fintech businesses which are high growth, with scalable opportunities, and have disruptive technologies in the banking, insurance and asset management sectors, including other cross-industry propositions. <\/p>\n\n\n\n
Augmentum is the only publicly listed FinTech-focused Venture Capital firm in Europe, having launched on the main market of the London Stock Exchange in early 2018, allowing their businesses to have access to flexible funding and support, unrestricted by conventional fund timelines. An investment in Augmentum enables investors to gain exposure to a focused portfolio of fast growing and\/or high potential private FinTech businesses based predominantly in the UK and wider Europe to deliver attractive risk-adjusted returns for shareholders.. <\/p>\n<\/div><\/div>\n\n\n
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